How Mortgage Lenders Assess Overtime Income Posted on Posted on16th July 202615th July 2026By Lewis Fifty21 For many employees, overtime is a regular part of their monthly income rather than an occasional bonus. It can make … Read MoreHow Mortgage Lenders Assess Overtime Income
Why Company Directors Are Treated as Self-Employed for Mortgages Posted on Posted on25th June 202624th June 2026By Lewis Fifty21 One of the most confusing parts of a mortgage application for company directors is being told you are self-employed when … Read MoreWhy Company Directors Are Treated as Self-Employed for Mortgages
Why Is My Bad Credit Mortgage Rate Higher Than Expected? Posted on Posted on4th June 20263rd June 2026By Lewis Fifty21 Being offered a mortgage after credit problems can feel like progress, but the rate may still come as a shock. … Read MoreWhy Is My Bad Credit Mortgage Rate Higher Than Expected?
Applying for a Mortgage After Arrears Posted on Posted on3rd June 20263rd June 2026By Lewis Fifty21 Missing payments can leave you feeling as though home ownership has moved further away, especially if you have already been … Read MoreApplying for a Mortgage After Arrears
Why Am I Still Being Declined for a Mortgage? Posted on Posted on1st June 20263rd June 2026By Lewis Fifty21 Being declined for a mortgage once is frustrating. Being declined again after you have tried to improve your finances can … Read MoreWhy Am I Still Being Declined for a Mortgage?
Can You Get a Mortgage After an IVA? Posted on Posted on29th May 202628th May 2026By Lewis Fifty21 An IVA (Individual Voluntary Arrangement) can stay in the background long after the payments have ended. For many people, the … Read MoreCan You Get a Mortgage After an IVA?
How to Remortgage After Missed Payments Posted on Posted on28th May 20263rd June 2026By Lewis Fifty21 A lot can hinge on a remortgage application when you have missed payments on your record. It might be the … Read MoreHow to Remortgage After Missed Payments
Why Good Income Does Not Always Mean Mortgage Approval Posted on Posted on27th May 202628th May 2026By Lewis Fifty21 Being turned down by a bank when you earn well can feel confusing and frustrating. Many borrowers assume a strong … Read MoreWhy Good Income Does Not Always Mean Mortgage Approval
What Affects Bad Credit Mortgage Rates? Posted on Posted on21st May 202620th May 2026By Lewis Fifty21 If you have struggled with credit in the past, it is natural to wonder how much that will affect the … Read MoreWhat Affects Bad Credit Mortgage Rates?
My Credit Score Is Good But I Can’t Get a Mortgage Posted on Posted on19th May 202620th May 2026By Lewis Fifty21 You check your credit score, see a healthy number, apply for a mortgage and still get declined. It is one … Read MoreMy Credit Score Is Good But I Can’t Get a Mortgage
