Why Is My Bad Credit Mortgage Rate Higher Than Expected?

Being offered a mortgage after credit problems can feel like progress, but the rate may still come as a shock. … Read MoreWhy Is My Bad Credit Mortgage Rate Higher Than Expected?

Applying for a Mortgage After Arrears

Missing payments can leave you feeling as though home ownership has moved further away, especially if you have already been … Read MoreApplying for a Mortgage After Arrears

Being declined for a mortgage once is frustrating. Being declined again after you have tried to improve your finances can … Read MoreWhy Am I Still Being Declined for a Mortgage?

An IVA (Individual Voluntary Arrangement) can stay in the background long after the payments have ended. For many people, the … Read MoreCan You Get a Mortgage After an IVA?

A lot can hinge on a remortgage application when you have missed payments on your record. It might be the … Read MoreHow to Remortgage After Missed Payments

Being turned down by a bank when you earn well can feel confusing and frustrating. Many borrowers assume a strong … Read MoreWhy Good Income Does Not Always Mean Mortgage Approval

If you have struggled with credit in the past, it is natural to wonder how much that will affect the … Read MoreWhat Affects Bad Credit Mortgage Rates?

You check your credit score, see a healthy number, apply for a mortgage and still get declined. It is one … Read MoreMy Credit Score Is Good But I Can’t Get a Mortgage

Getting accepted for your first mortgage is stressful enough. When you also have missed payments, defaults, a CCJ or older … Read MoreCan First-Time Buyers Get a Mortgage with Bad Credit?

Being turned down for a mortgage can knock your confidence quickly, especially if you are not sure whether the issue … Read MorePoor Credit Mortgage Advice and What Lenders Look For