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Selective Mortgages Keighley West Yorkshire - Adverse Credit Mortgage Brokers

Selective Mortgages Ltd

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What Is Considered Adverse Credit History?

What Is Considered Adverse Credit History?

Posted on Posted on8th May 20268th May 2026By Lewis Fifty21

A lot of people only start asking what is considered adverse credit history after a mortgage application has been declined. … Read MoreWhat Is Considered Adverse Credit History?

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What Is an Adverse Credit Mortgage?

What Is an Adverse Credit Mortgage?

Posted on Posted on6th May 20268th May 2026By Lewis Fifty21

Being turned down for a mortgage can knock your confidence quickly, especially if your credit history is not perfect and … Read MoreWhat Is an Adverse Credit Mortgage?

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Contact Details

Head Office Address:
Selective Mortgages
31 Farley Cresent
Oakworth
Keighley
BD22 7SH

Phone:
01535 640800
Mobile:
07986 388 080

Email:
admin@selectivemortgages.co.uk

Monday – Friday 08:00 – 19:30
Saturday 09:00 – 17:00


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Client Testimonials Our Customer Testimonials

Client Testimonials

Mrs and Mrs Bennion

Hello Phil,


We  wanted to say a big thank you for all your help, you have been great throughout the whole process of finding the correct mortgage for our particular needs , making it as smooth running as could be. Keeping us promptly updated with all information and always there to receive a call from a worrying wife. Thank you again for being extremely professional and making things far less stressful in an already tense time. We will definitely be back for your services in the future.


Thank you

Selective Mortgages Ltd
2015-06-11T14:38:03+01:00
Hello Phil, We  wanted to say a big thank you for all your help, you have been great throughout the whole process of finding the correct mortgage for our particular needs , making it as smooth running as could be. Keeping us promptly updated with all information and always there to receive a call from a worrying wife. Thank you again for being extremely professional and making things far less stressful in an already tense time. We will definitely be back for your services in the future. Thank you
https://www.selectivemortgages.co.uk/testimonials/mrs-and-mrs-bennion/

Jenny Orchard

Phil at Selective Mortgages was a huge help and very supportive when it came to helping me finding a mortgage, I don't have good credit and he took all the stress out of finding a mortgage. Unlike many advisors I spoke to, Phil at Selective Mortgages got back to me almost straight away to say he had found me a mortgage! I couldn't believe it, it was a huge relief to know that I could buy my house! I received help and guidance throughout the whole mortgage application process.

Even after the mortgage had been approved he ensure I had the best insurance I would need. I would definitely recommend Selective Mortgages, they did what no other mortgage broker would even try to do and at very competitive rates!
Selective Mortgages Ltd
2015-06-11T14:38:25+01:00
Phil at Selective Mortgages was a huge help and very supportive when it came to helping me finding a mortgage, I don't have good credit and he took all the stress out of finding a mortgage. Unlike many advisors I spoke to, Phil at Selective Mortgages got back to me almost straight away to say he had found me a mortgage! I couldn't believe it, it was a huge relief to know that I could buy my house! I received help and guidance throughout the whole mortgage application process. Even after the mortgage had been approved he ensure I had the best insurance I would need. I would definitely recommend Selective Mortgages, they did what no other mortgage broker would even try to do and at very competitive rates!
https://www.selectivemortgages.co.uk/testimonials/jenny-orchard/

Holly Uttley

Hi Phil, Just wanted to drop you a note to say thank you for all of your help with the house, we moved in at the weekend and love it so well worth the wait!

Thanks again
Selective Mortgages Ltd
2015-06-11T14:38:37+01:00
Hi Phil, Just wanted to drop you a note to say thank you for all of your help with the house, we moved in at the weekend and love it so well worth the wait! Thanks again
https://www.selectivemortgages.co.uk/testimonials/holly-uttley/

Penny Clifford

Dear Phil,


I moved in the bungalow on Saturday with my son Joseph and we are both very happy.


I would like to take this opportunity to say a massive 'Thank you to you' for helping me get my mortgage and my new life!


 I feel at home for the first time in, possibly twenty years or more.


Yours sincerely,

Selective Mortgages Ltd
2015-06-11T14:38:50+01:00
Dear Phil, I moved in the bungalow on Saturday with my son Joseph and we are both very happy. I would like to take this opportunity to say a massive 'Thank you to you' for helping me get my mortgage and my new life!  I feel at home for the first time in, possibly twenty years or more. Yours sincerely,
https://www.selectivemortgages.co.uk/testimonials/penny-clifford/

Matt & Hazel

Hi Phil,


Hopefully all will go through ok and it will be a fantastic Christmas gift for the both of us!


Will keep you advised and thank you from the both of us for finding a mortgage as you were the only broker or bank manager we went to who was actually able to help us.

Selective Mortgages Ltd
2015-06-11T14:39:16+01:00
Hi Phil, Hopefully all will go through ok and it will be a fantastic Christmas gift for the both of us! Will keep you advised and thank you from the both of us for finding a mortgage as you were the only broker or bank manager we went to who was actually able to help us.
https://www.selectivemortgages.co.uk/testimonials/matt-hazel/
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Selective Mortgages Ltd

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Contact Selective Mortgages

01535 640800
07986 388080

admin@selectivemortgages.co.uk

Monday – Friday 08:00 – 19:30
Saturday 09:00 – 17:00

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Selective Mortgages - Poor Credit Mortgage Broker, West Yorkshire

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