Thanks very much for all your help getting this through. Two years ago when local advisers realised they couldn't help me , they disappeared off the face of the earth ! You were the only person who kept his word and contacted me as promised when you thought there was a chance of a mortgage. You are a credit to your profession. Please can you make a diary note and let me know when we can revisit the mortgage in the future for a new deal. Best regards, Richard Miles